Opesa Loan App

Opesa is a mobile loan app and a product of Tenspot Kenya limited. Opesa makes it easy for one to access loans anywhere, anytime.
Products and services of Opesa include the Opesa loan App.

Loan Process

The maximum amount you can get from Opesa is ksh 30,000 depending on your credit limit and the minimum is Ksh. 500.

How to borrow Opesa loans

To borrow a loan from Opesa, you’ll need the following;

  1. Download the App from Google play and register with your details to sign in.
  2. Registered  Safaricom phone number with M-Pesa activated.
  3. A good loan reputation.
  4. An android powered smartphone with suitable internet connection.
  5. National ID.

The process;

  • Once you have downloaded the App
  • Register with your M-Pesa number
  • Get approved and receive the money in minutes
Opesa Loan App

How to pay back your Opesa loan?

You can pay back your Opesa loan through M-Pesa pay bill number 606280 with your phone number as the account number and your outstanding loan balance as the amount.

Note: You can equally pay back a loan for a friend using M-pesa Pay bill number 606280 and their phone number as the account number. And their outstanding loan balance as the amount.

How fast you can get a loan from Opesa App?

Opesa gives you money in 3 minutes. Once you are eligible for a loan, your loan is confirmed and directly disbursed to your M-Pesa account.

Opesa loan interest rates

The lowest interest rate is 12%. All loans depend on the amount borrowed and the time the loan has been borrowed for. The higher the loan amount borrowed, the less the interest and the shorter the loan time period, the lower the loan interest.

opesa loan app

How is my credit limit determined?

Opesa uses the information on your handset in addition to your financial transactions messages including M-Pesa and M-shwari. This is combined with your Opesa loan history to determine your credit score.

Penalties. In case I do not pay my loan in the required time?

Late repayments of Opesa loans lead to a 2.4% increase per day and affects your future credit score.

See Opesa Loan terms and conditions for their products and services.

For quick answers to your questions regarding their loans, see Opesa FAQ sections.

Rewards from Opesa app.

Opesa offers their customers the chance to win higher limits by giving testimonials on how the app has helped them in their lives.

Applying for loans and repaying on time earns you the gold status which gives you;

  • Higher loan limits
  • Longer repayment period
  • Larger amounts of coupons

Follow Opesa on their social media to get updates on running offers and give-aways.

What is unique about their loans?Opesa loan app

For new offers and advertisements on GetBucks, subscribe to their YouTube channel.

Opesa have coupons; which are rewards for their loyal customers. There are two types of Coupons; discount coupon and one-time credit limit increase coupon.

Discount coupon – reduce your total amount to be repaid.

One-time credit limit coupon – this coupon is one-time only and helps increase your loan limits.

Note: Follow Opesa on Facebook for more information on how these coupons work.

Testimonials

Many have benefited from Opesa loans. Check out such a beneficiary in this video.

New deals and offers from Opesa loans

Opesa offers airtime and chances to win prizes like phones to their customers. Follow Opesa on their social media to get updates on running offers and give-aways.

Who can benefit from Opesa?

  • Those in emergencies and in need of quick cash.
  • Small business owners facing cash flow problems

How to contact Opesa?

For further assistance contact Opesa through: [email protected] and +254-207650999, +254 0758706946(Whatsapp)

Visit their social media sites; Twitter @Opesa_Official, Facebook and Instagram (@Opesa_Official).

Website: https://www.o-pesa.com/

Their offices are located along Ring Road Parklands, Building: Apollo Center, Sarit Centre Nairobi.

In conclusion, Opesa works in the following simple steps

For further assistance contact Opesa through: [email protected] and +254-207650999, +254 0758706946(Whatsapp)

Visit their social media sites; Twitter @Opesa_Official, Facebook and Instagram (@Opesa_Official).

Website: https://www.o-pesa.com/

Their offices are located along Ring Road Parklands, Building: Apollo Center, Sarit Centre Nairobi.

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