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Imarisha Sacco Information and Reviews

By December 8, 2021 December 17th, 2021 No Comments

Sacco Information And Reviews.

[Update 08.12.2021]

Imarisha Sacco was first registered in 1978 as a teachers’ Sacco with just 100 members.  Today, Imarisha opens its doors to entrepreneurs and other professions to benefit from their FOSA & BOSA services. This Kericho- based Sacco now boast over 100,00 members and an asset value of 16 billion as of 2020.

What Do We Know About Imarisha Sacco?

Imarisha is ranked 8th best performing Sacco on the ranking meter by SASRA. With already 7 branches and just recently adding one more in Narok, Imarisha is one of the Saccos with the most members and steady dividends without delay dramas on payments. Hence the 6/10.

Information on the Imarisha website is Scanty and missing. Here is what we could find.

What Products does Imarisha Sacco Offer, and what is it Best Known for?



Micro-Credit Products


Eligibility and requirements at Imarisha Sacco

You can join Imarisha Sacco as an individual, group or nomination. The requirements are: 

  1. Membership to class A requires an entrance fee of Ksh.360, Ksh 160 for Class B, and a minimum share of 500. (Ksh.30,000)
  2. Monthly contribution fees are Ksh.16,00 class A and Ksh.1,300 class B.
  3. KYC documents: ID, Passport photo, email, next of kin, employment designation.
  4. Properly filled application form.

Where Can You Download Imarisha Sacco App?

The Imarisha Sacco is not available on Google PlayStore nevertheless, to access mobile services, dial *882# then follow prompts for either deposits or Withdrawals.

How Can You Get A Loan From Imarisha Sacco App?

Loans at Imarisha are offered at a reducing balance of 1% and they allow you access amounts of up to 3x your savings.

As long as you are a member, you first choose the type of loan you need, fill a form and get sorted whether it’s a small loan or a large one that requires security.

Micro Credit loans are available to Boda Boda members, chamas, youth groups e.t.c. Loans available under micro-credit carry the benefits of a maximum repayment period of 12 months and an interest rate is 1.17% pm flat rate. Moreover, a multiplier of 5x deposit. Such loan options are:

  • Chap chap loans
  • Chama loans
  • Pamoja ( extends to 48 months.)
  • Pamoja plus loans ( 3x deposits)
  • Binafsi loans( 4x deposits + 48 months+ 6 months business statement)

Disbursements and Repayments at Imarisha Sacco.

Because they have FOSA facilities, monies borrowed from Imarisha will be deposited to your FOSA account if large and to your, Mpesa registered line for small amounts. 

Firstly, note that transaction charges for mobile banking with Imarisha are incurred by the member. Secondly. the repayment period for Imarisha ranges from 12 months to 48 months. Hence, to repay or make deposits to Imarisha to Mpesa, 

  1. Dial *882#,
  2. Choose the Shortcode and input it together with the ID. ( DE12345)
  3. Enter amount and pin.

Imarisha Pabill number  is 982100

Dividends And Shares At Imarisha Sacco.

From the latest data, Imarisha Sacco dividends were at 13% and 20% on share capital. Positively, they do stay as one of the top 10 high dividend-paying Saccos.

What Unique Does Imarisha Sacco Have To Offer?

A lot of Saccos charge registration fees of Ksh1,000 and above but for Imarisha, this amount is way less at Ksh. 360.

Additionally, Imarisha loan securities are not limited to logbooks and title deeds.

Promotions And Rewards From Imarisha Sacco

There are no promotions or rewards from Imarisha Sacco.

How Can I Contact With Imarisha Sacco?

Here is the link to the Website. Just a heads up, it’s not very informative.

Still, for general queries and assistance, their social media platforms seem to be interactive. Try,

Facebook, or  Twitter,  the Email address is for documents and share transfer related type of situations.

Imarisha Sacco customer care contact number is 0709578000 and if you are looking for their Head Office location, you will find it in Kericho.

Working hrs are from Mon-Fri 8.00 am-5.00 pm, Saturdays 8.30 am-1 pm and closed on Sundays.

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